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Your insurer may pay out your claim while they seek reimbursement from the tree removal company's insurance. EXAMPLE: Let's say a tree falls on your car and causes 3, in damage. If your deductible is, insurance will cover the remaining balance of 2, A tree falls on your car. Your car insurance pays for damage if you have comprehensive.

Comprehensive is an optional coverage that pays for events out of your control, such as falling trees, hail, vandalism, etc. FYI: Most people do add comprehensive.

Dwelling coverage helps pay to repair the structure of your home if it's damaged by a covered peril.

Explore more on how comprehensive car insurance works. Sep 17, The only way your car insurance is going to cover a tree which has fallen on your car is by purchasing comprehensive insurance coverage before the damage occurs. Key Takeaways If you only have minimum coverage on your car, your insurance likely won't cover damage caused to your car by a treegrinding.barted Reading Time: 4 mins.

One of the worst case scenarios would be if a tree from your own yard fell onto your car and you didn’t have comprehensive auto insurance. Not only would you be responsible for damages to your car, but you’d carry the burden of getting rid of the tree and patching up any holes left from the once-standing tree. Comprehensive insurance is keyEstimated Reading Time: 3 mins. A. If the tree damaged your home, a homeowners insurance policy may help cover the cost of repairing your house as well as removing the fallen tree branches, the III says.

But if the tree fell without causing damage to a structure on your property, homeowners insurance likely won't cover the cost of removing the debris, according to the treegrinding.barted Reading Time: 6 mins.

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Nov 22,"If a tree falls on your car, that's covered under comprehensive. If there's a flood, that's comprehensive. If an earthquake causes debris to fall on your car, that's comprehensive," says Pete Moraga, spokesman for the Insurance Information Network of California. Jun 29, If a storm blows through and a tree falls over on your lawn without damaging your home, car, or any other covered structures, it is unlikely that your insurance will cover the costs of removing the tree.